Governments should provide care and finance for retired people while others believe that people themselves should save money when they get older. Discuss both views and give your opinion.

There is an ongoing debate over who should be responsible for supporting retired individuals, with some saying the government should provide health assistance and basic living conditions, while others argue that those who are retired should plan and save money for their retirement. In my opinion, although caring for them does have its benefits, the government should provide for their essential necessities and medical aid.
Some people think that saving money promotes self-reliance in retirement. This is largely because people should take responsibility for their future, instead of relying on others, promoting financial independence. This often means that they can tailor their retirement savings to their own needs and preferences without being limited by government-mandated schemes.
However, in countries where the government provides little or even no safety net for retirees, they bear the burden of retirement planning because without proper guidance or help, individuals may make poor investment decisions, leading to insufficient savings. This can be overwhelming and lead to financial insecurity if their plans fail.
Therefore, I support government assistance. Healthcare is a critical need for retirees, who are prone to chronic diseases and age-related conditions. Without government intervention, access to healthcare might depend solely on an individual’s wealth, exacerbating inequality and health disparities among locals. Furthermore, ensuring access to basic living standards, such as food, shelter, and healthcare, ensures that individuals can live with dignity, regardless of their financial circumstances. In this context, it can reflect a society’s commitment to treating every individual with respect and care, especially those unable to sustain themselves due to age, disability, or other vulnerabilities.
In conclusion, planning and building financial resources play a role in some cases, as they can tailor their savings. Despite this, I view this negatively, as it may lead to financial struggles. therefore, the government should provide retired individuals with healthcare and basic living standards.

8.0

The essay is logically organized and ideas are connected well. The introduction and conclusion are clear and relevant. However, there are a few areas where the flow of ideas could be improved.

Suggestions

Try to use a wider range of linking words to connect your ideas.
Ensure that your ideas are fully developed and explained.

The essay uses a wide range of vocabulary and there is evidence of less common and idiomatic language. However, there are a few instances of awkward or incorrect word choice.

The essay uses a wide range of complex structures. There are a few minor errors, but they do not impede communication.

The essay addresses the task fully and presents a well-developed response. The writer’s position is clear and supported by relevant examples. However, the essay could be improved by providing more specific examples to support the arguments.